Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

Must be the same as the client_transaction_id supplied when calling /signal/evaluate

true if the ACH transaction was initiated, false otherwise. This field must be returned as a boolean. If formatted incorrectly, this will result in an INVALID_FIELD error.

The actual number of days (hold time) since the ACH debit transaction that you wait before making funds available to your customers. The holding time could affect the ACH return rate. For example, use 0 if you make funds available to your customers instantly or the same day following the debit transaction, or 1 if you make funds available the next day following the debit initialization.

The payment decision from the risk assessment. APPROVE: approve the transaction without requiring further actions from your customers. For example, use this field if you are placing a standard hold for all the approved transactions before making funds available to your customers. You should also use this field if you decide to accelerate the fund availability for your customers. REVIEW: the transaction requires manual review REJECT: reject the transaction TAKE_OTHER_RISK_MEASURES: for example, placing a longer hold on funds than those approved transactions or introducing customer frictions such as step-up verification/authentication NOT_EVALUATED: if only logging the Signal results without using them

The payment method to complete the transaction after the risk assessment. It may be different from the default payment method. SAME_DAY_ACH: Same Day ACH by NACHA. The debit transaction is processed and settled on the same day STANDARD_ACH: Standard ACH by NACHA MULTIPLE_PAYMENT_METHODS: if there is no default debit rail or there are multiple payment methods

The amount (in USD) made available to your customers instantly following the debit transaction. It could be a partial amount of the requested transaction (example: 102.05).

The date the ACH debit was submitted to the bank for processing (in ISO 8601 format: YYYY-MM-DDTHH:mm:ssZ). This field should correspond to the attempt initiated after the /signal/schedule call.