Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

An array of access tokens corresponding to the Items that will be included in the report. The assets product must have been initialized for the Items during link; the Assets product cannot be added after initialization.

The maximum integer number of days of history to include in the Asset Report. If using Fannie Mae Day 1 Certainty, days_requested must be at least 61 for new originations or at least 31 for refinancings. An Asset Report requested with “Additional History” (that is, with more than 61 days of transaction history) will incur an Additional History fee.

An optional object to filter /asset_report/create results. If provided, must be non-null. The optional user object is required for the report to be eligible for Fannie Mae’s Day 1 Certainty program.

Client-generated identifier, which can be used by lenders to track loan applications.

URL to which Plaid will send Assets webhooks, for example when the requested Asset Report is ready.

true to return balance and identity earlier as a fast report. Defaults to false if omitted.

Additional information that can be included in the asset report. Possible values: "investments"

A list of add-ons that should be included in the Asset Report. When Fast Assets is requested, Plaid will create two versions of the Asset Report: the Fast Asset Report, which will contain only Identity and Balance information, and the Full Asset Report, which will also contain Transactions information. A PRODUCT_READY webhook will be fired for each Asset Report when it is ready, and the report_type field will indicate whether the webhook is firing for the full or fast Asset Report. To retrieve the Fast Asset Report, call /asset_report/get with fast_report set to true. There is no additional charge for using Fast Assets. To create a Fast Asset Report, Plaid must successfully retrieve both Identity and Balance data; if Plaid encounters an error obtaining this data, the Fast Asset Report will not be created. However, as long as Plaid can obtain Transactions data, the Full Asset Report will still be available. When Investments is requested, investments must be specified in the optional_products array when initializing Link.

The user object allows you to provide additional information about the user to be appended to the Asset Report. All fields are optional. The first_name, last_name, and ssn fields are required if you would like the Report to be eligible for Fannie Mae’s Day 1 Certainty™ program.

An identifier you determine and submit for the user. If using the Credit Dashboard, Customers should pass in the user_token created in /user/create.

The user’s first name. Required for the Fannie Mae Day 1 Certainty™ program.

The user’s middle name

The user’s last name. Required for the Fannie Mae Day 1 Certainty™ program.

The user’s Social Security Number. Required for the Fannie Mae Day 1 Certainty™ program. Format: “ddd-dd-dddd”

The user’s phone number, in E.164 format: +{countrycode}{number}. For example: “+14151234567”. Phone numbers provided in other formats will be parsed on a best-effort basis.

The user’s email address.

If set to false, only 1 item must be healthy at the time of report creation. The default value is true, which would require all items to be healthy at the time of report creation.